https://www.presbyterianhomes.org/blog/what-is-a-life-plan-community/

This explains it pretty well. I have 7 years to get money back if I end up moving. If I marry my husband can move in for about $200 more/ month. A great deal. That’s one thing that bothered me was single or married you pay the same to buy into your condo here and they are various prices. Mine was in the upper 3rd but the less expensive ones are beautiful too. I got the one I did for my view and the seclusion.