Thank you! I feel so much safer here. If something happens to my health the big question of who is going to help me has already been solved. If I die, they still get an inheritance. Only one of them knows what I have done here financially. The other 3 won't bother to find out until they need to. It's just the way they are. Very wrapped up in the lives they are trying to live and succeed at. I try to understand and not be offended.