This is a LifePlan community so it means I can go from my ranch condo that I don't own but I pay monthly for, (and was updated to my specifications), to Assisted Living, Rehab, Memory Care, and Long Term Care, with their help. I'm guaranteed taken care of for life. I told my kids this was my gift to them. But, if I live long they won't get my money because I am spending it all on myself. If I run out they keep me and use a benevolence fund and possibly government assistance to care for me. It's like I'm paying long term care insurance premiums.